About Me
Hi, I'm Cherry Yap — Senior Unit Trust Consultant since 2004.
My story didn't start with privilege or inheritance — it started with a dream and relentless determination. At 18, when my family couldn't afford to send me to university, I made a choice: I would create my own future. For 5 years, I worked tirelessly in Singapore's factories, saving every ringgit, sacrificing comfort for something greater.
In 2004, I returned to Kuala Lumpur with RM13,000 of hard-earned savings and a PTPTN loan to pursue my diploma. That's also when I took the leap that transformed my life — I made my first investment. It wasn't just money I invested; it was hope, faith, and the belief that I could build something meaningful.
Today, after more than 15 years as a Public Mutual Consultant, I wake up every day knowing I'm not just managing investments — I'm changing lives, one family at a time, through the same disciplined investing that freed me.
How I Explain Unit Trusts
Unit trusts are a simpler, lower-risk way to grow your wealth — professionally managed by expert fund managers, so you don't have to monitor the market daily.